IF THEY HAVE NOT SUED YET, DON'T JUST HAND YOUR MONEY OVER TO THE CREDITORS !
Tell your credit card company and other creditors that they must contact your lawyers and leave you alone. We charge a $99 Retainer Fee for this service. And then we deal with those pesky bill collectors as your retained attorneys.
Upon retention we immediately communicate with each of your creditors on your behalf by telephone and follow this up within 48 hours by a Cease & Desist Letter, Attorney Letter of Representation and Verification Demand on attorney letterhead. This generally stops all original creditors in their tracks and will definitely stop all debt collectors from calling and bugging you ever again. And it will definitely delay them from suing you, giving you some valuable breathing room and a break from the harassment and the constant phone calls. And for some creditors, this will be enough for them to just go away and leave you alone forever.
In fact, under the federal Fair Debt Collections Practices Act, Sections once you have an attorney, debt collectors must speak with your attorney only and not directly to you unless you give specific permission.
All you need to do is send us the contact info for each bill collector and creditor who is driving you crazy with your retainer. Within hours every creditor will be contacted by us as your attorney by phone and by certified-return receipt letter mailed within 48 hours.
All pre-suit activities are covered by your single $99 Retainer. And we guarantee you that after we contact them as your attorneys, the bill collectors will never call you again.Finally, when you are ready and able, we will, on your behalf and with your authorization only, negotiate a settlement for each creditor in a prescribed order that makes sense for you and your particular circumstances. This is also covered by your $99.00 Retainer.Contact us now if you would like to be able to tell your creditors to "Call My Attorney" and mean it.For further details, contact Anna Castro by phone:(212-591-0400) at :Credit Card Defense Center
Some of the Debt Collectors That We Deal With Regularly Include :
Asset Acceptance, Sherman Acquisitions, Sherman Financial Group, Alegis, NCO Group, Portfolio Recovery Assoc., Asta Funding, Encore Capital Group, Midland Credit, Allied National, Interstate Risk Management Alternatives, RMA, JBC & Associates, Arrow Fin. Svcs., RJM Acquisitions, CAMCO (Capital Acquisitions & Mgmt Co), Excalibur, Cavalry Portfolio Services, Unifund Group, Phoenix Asset Acceptance, First Select Corporation, Providian, Collins Financial Services, Oliphant Financial Corp., OSI Portfolio Services, Mel S Harris, Forster & Garbus, Rubin & Rothman, Or one of these guys: Sharinn and Lipshie; Goldman & Warshaw, P.C.; Eltman Eltman and Cooper; Eric M. Berman, P.C.; Stephen Einstein & Associates, P.C.; Fabiano and Associates; Jones Jones Larkin O’Connell; ge & Panteris, LLP; Zwicker and Associates; Relin, Goldstein & Crane; Woods Oviatt Gilman; Leschack & Grodesnky; Hayt Hayt & Landau; Pressler & Pressler; Jaffe & Asher; Mullen & Iannarone; Arnold A. Arpino & Associates; Houslanger & Associates; Mann Bracken, LLC; Smith Carroad Levy & Finkel; McNamee, Lochner Titus & Williams; Thomas Law Office; Fleck, Fleck & Fleck; Eric Ostrage Cullen and Dykman LLP; Winston & Winston, P.C.; Cooper Erving & Savage, LLP; Robert P. Rothman, P.C; Gerald D. DeSantis; Greater Niagara Holdings, LLC; Rodney A. Giove; Advanced Litigation Services, LLC; and Jason L. Cafarella. Cohen & Slamowitz, Rubin & Rothman, Mitchell Kay & Associates, Midland Funding, GE Money Bank, Household Finance, Forster & Garbus, Malen & Associates, Portfolio Recoveries, Asset Acceptance, LR Credit, L.R. Credit, Capital One Bank, Palisades Collections, Palisades Collections, Portfolio Recoveries, LVNV Funding, Wolpolf & Abramson, American Express, Discover Card, HSBC, Eltman, Eltman & Cooper, Household Bank, Discover Bank, Citibank, American Honda Finance, MBNA, Beneficial Finance, American Express, and Chase are examples of the types of creditors, collection attorneys and third-party debt buyers we deal with on a daily basis.